Kristin Greenleaf Earns the Financial Paraplanner Qualified Professional (FPQP™) Designation

We are pleased to announce the College of Financial Planning has granted Kristin Greenleaf the Financial Paraplanner Qualified Professional™ (FPQP™) designation. Individuals who hold the FPQP™ designation have completed a course of study encompassing the financial planning process, the five disciplines of financial planning and general financial planning concepts, terminology and product categories. Additionally, individuals must pass an end-of-course examination that tests their ability to synthesize complex concepts and apply theoretical concepts to real-life situations. All designees have agreed to adhere to the Standards of Professional Conduct and are subject to a disciplinary process. Designees renew their designation every two years by completing 16 hours of continuing education, reaffirming adherence to the Standards of Professional Conduct and complying with self-disclosure requirements.

Kristin has more than 20 years of experience in the financial industry. In addition to providing excellent client service on Rowland Carmichael’s Operations Team, she is also a key player on our Financial Planning Team. In this role, she demonstrates competence in gathering, reviewing and analyzing clients’ financial information and constructing personal financial statements to give our clients a comprehensive picture of their financial well-being. Kristin enjoys building relationships with our clients as she listens attentively to help them achieve their financial goals.

Kristin is married to the love of her life, Michael, has two sons, a junior at Colorado School of Mines and a junior in high school. Their family has two dogs, Steve and Gary. She enjoys cooking, working out and sharing time with friends.

Feed My Starving Children

On March 28th, our clients and staff teamed up to volunteer at Feed My Starving Children. That morning, 185 boxes of food were packed for Mexico to provide 39,960 meals. From these meals, 109 kids will be fed for a year! All progress starts with food.

We learned about a boy named Nelson from Haiti. In the picture on the left, Nelson was 4 years old! He was so sick he could not walk or talk. The picture on the right shows Nelson nourished and back to health 4 years later at age 8. What a difference! We are so happy to help children like Nelson. We look forward to our next volunteer opportunity in the near future.

We’re moving!

In 30 years of business, this will only be our third time moving offices. David and I spent the first two weeks of business in temporary offices at 32nd Street and Camelback Road while waiting for our first office to be built. We then spent the next 15 years at 28th Street and Camelback Road before making the move in 2002 to our current office in Old Town Scottsdale. Soon, we will make our way to Scottsdale Spectrum located on the west side of Scottsdale Road and just north of Lincoln Drive.

We will have amenities such as improved parking, a more accessible location, and wonderful views of Camelback and Mummy Mountains from our conference rooms. We are excited about our new location and are confident our clients and visitors will appreciate it too. We expect the move will take place in September and we will keep you updated on our progress.

Joy of Service

It has been my experience that life is 10% what happens to us and 90% how we react to it. In other words, we can’t control what life throws at us, but we can control how we respond. We are in charge of our attitude. Those individuals who have a positive attitude are much easier to love, honor and respect. I want to be the person who sees the “glass that is half full, not half empty.”

I know in my life, when I begin each day with a grateful heart, the events of the day seem to go better. One of the ways I express my gratitude is through serving others. Not only does it help the greater good of the community in which I’m serving, but I have found that volunteering is also a guaranteed path for greater joy in life. In fact, there is even a website to help you discover the right volunteer opportunities available for you:  VolunteerMatch.org. One of the not-for-profits that we serve pointed me to this resource. I encourage you to login and check it out. You can search opportunities by cause, interest, location or keyword. Another similar website is JustServe.org.

The joy that comes from serving others is real, enriching and lasting. I would enjoy hearing from you about your volunteer activities and the benefits of putting others before yourself. You can reach me at: trowland@rcla.com.

Give $mart

Rowland Carmichael is blessed to work with families aspiring to influence and impact their communities both locally and worldwide. Generosity alone is rarely sufficient if you want your charitable giving to make a difference. This process is often confusing and can be very emotional. Many families choose to start and manage family foundations, often working directly or jointly with institutions that share foundation goals and impact initiatives.

When considering if a foundation is the right avenue for your family, a great place to begin is reading Give $mart: Philanthropy that Gets Results by Thomas J. Tierney and Joel L. Fleishman. This book gives a well-rounded look at starting, managing and transitioning foundations and covers a myriad of case studies and lessons learned in dealing with both successful and unsuccessful attempts to “give smart.” We often recommend families review and discuss the important lessons learned in this book before venturing down the path of starting a foundation. Forethought is encouraged regarding the foundation’s mission statement, the priority for gifting initiatives, and the extent, if any, to which future generations will be involved through the Family Office. If you are interested in exploring the use of family foundations and employing intelligent governance, we welcome an open and honest conversation around how you want to live and leave a legacy.

State of Arizona Charitable Tax Credits

During the holidays and throughout the year, many want to help others in need. Because of the Arizona Charitable Tax Credit, you can donate up to $800 to certain qualified charities and get it right back on your Arizona tax return.

How does it work? You can make a donation to the following: Qualified Charitable Organization, Arizona Military Family Relief Fund, Qualified Foster Care Charitable Organization, Public and Private Schools and School Tuition Organization.

When you file your Arizona taxes, you can claim a dollar-for-dollar Arizona Charitable Tax Credit that will either reduce your tax liability or increase your refund.

Click here for a list of qualified places you can give to for a tax credit.

If you would like to discuss the Arizona Charitable Tax Credit, please give us a call.

Feed My Starving Children “A Child’s Perspective”

Volunteering and giving back both locally and around the globe has been a part of the Rowland Carmichael culture. Our last two volunteer events have been through the non-profit faith-based organization called Feed My Starving Children (FMSC). Every meal that goes out is hand-packed by volunteers and all meals are funded by donations.

Clients and family volunteered alongside us on Thursday, October 19th. One of those helpers included my daughter, Aven (6). While most volunteers helped pack bags with food ingredients or pack boxes with bags of food, Aven and I organized the labels for the meals. She was so excited for the opportunity to help kids around the world. When we arrived home, she told her mom that “every day we have off in the future, we should go back to FMSC to help little babies not be hungry.” She genuinely walked away from the experience with a new perspective, as did the rest of the group.

Afterwards, we were given stats of our hard work. We packed 128 boxes which provided 27,648 meals that will feed 75 kids for a year at the cost of $6,082.56. We look forward to our next volunteer event in the Spring of 2018.

Welcome Rebecca Sponcil, BA, MAcc

Rebecca “Becca” Sponcil is a native of Arizona and graduate of Veritas Preparatory Academy. Becca received her Bachelor of Science in Accounting and Masters of Accounting from Regis University. While at Regis she was involved with National Society of Collegiate Scholars and received the Presidential Academic Scholarship and Athletic Scholarship. Becca also participated with Fellowship of Christian Athletes, Student Athletic Advisory Committee and volunteered with Volunteer Income Tax Assistance. She was a member of the university’s Division II Volleyball team from the Fall of 2011 to the Spring of 2016, where she was captain for the 2014 and 2015 seasons.

Becca worked as an Audit Associate at Eide Bailly, LLP in Denver, Colorado before returning to Arizona in 2017. She enjoys mountain climbing, coaching high school girls’ Volleyball and spending time with her family.

Please welcome Becca to our team as she supports our Operations Department as a Client Service Administrator.